How it Works

Extralend.com is a lender-connecting service which primary goal is to connect consumers like you with online personal loan lenders whenever financial needs arise. We can successfully connect the users of our service with at least one lender willing to provide the funds they need.

Our Secure Online Form Is Fast and Free
It takes about two minutes to fill out the online form at Extralend.com. It is safe with top-notch security software and free for you to fill out. We only ask for the information we need to connect you with a lender in our network, and after you submit this information, it is forwarded to our reputable online personal loan lenders who can provide you with up to $3,000 as soon as the next business day.

Review the No-Obligation Offers
In a matter of minutes after we have processed your information, you can be connected with one of our lenders and can get an offer that meets your requirements and your details. You are never under obligations to accept any offer. So if the offer you receive doesn’t fit you, you can simply reject it. It will cost you nothing.

Getting Your Cash
After getting the offer that fits your financial needs, you will go through the details of your loan agreement. Then, your lender will ask you to provide your electronic signature in this agreement to close the contract. Once this step has been completed, your lender will deposit the loan amount into your account usually on the following business day.

Repaying Your Online Personal Loan
An online personal loan is repaid with monthly personals according to its repayment schedule. Usually it takes 6-24 months to pay off an online personal loan in full. You can set up an automatic repayment that will allow your lender to withdraw the necessary amount every month and let you avoid late or missed payments.

Online Personal Loan Qualifications
Qualifying for an online persona loan for a small dollar amount is simpler and easier than qualifying for other forms of consumer credit. These are the basic qualifications associated with these loans:
• You must be 18 years of age or older;
• You must legally live and work in the United States;
• You must be employed with the same employer for a minimum of 90 days;
• You must have a bank account that is currently not overdrawn;
• You must have a valid email address and telephone number;
• You must meet minimum income requirements.

Your Credit History Is Usually Not a Critical Issue
Even though the lenders that partner with Extralend.com do perform credit checks if necessary, individuals with imperfect credit or no credit at all usually may qualify for loans anyway. The lenders in our network may also perform alternative credit checks with the companies like TeleTrack or DP. These verifications help to ensure that you are currently not in bankruptcy and that you do not have outstanding loans with other lenders. These checks usually do not affect your credit score.

Getting the Benefits from Online Personal Loans
In order get the benefits associated with small online personal loans, it is important that you make timely payments. This will help you avoid potentially high late fees and build better business relationships with your lender. You should always ensure that you will have the funds available to make scheduled payments on time before you submit your information or e-sign any loan agreement. You should contact your lender immediately to discuss the available options if you will be unable to repay your loan or make a scheduled payment on time.

How We Can Help
We are always available to answer your questions about this website, our services, and online personal loans in general. We strive to provide you with outstanding customer support and will answer your inquiries as quickly as possible. If you have issues with any particular loan deal with one of our lenders, please, contact that lender directly, because we are not authorized to have details regarding any loan agreement you've entered.