How It Works

Getting a loan online is really fast and simple.

The following requirements need to be met to be eligible:

  • Be employed.
  • Be a US citizen over 18 years old.
  • Have a steady source of income
  • Have a bank account with direct deposit

The process can be described in 3 steps:

  1. Submit your online request. Your data is safe and secure. Fill out the form to provide your personal details, letting us know the preferred loan amount and repayment time.
  2. Get you loan offer and review its details. Once you've been approved for a loan, you will be redirected to a lender's web property to finalize the process. Carefully review the details about applicable rates and fees.
  3. If you agree to loan terms offered to you by lender, cash will be deposited to your account in as soon as the next business day. The actual transfer time also depends on your bank.

You may exit the process at any step. For more detailed information, be sure to review our FAQ.